Our Vision
At DMPM, ESG is not a standalone initiative but an integral part of responsible investing. We believe that sustainable residential mortgage financing contributes to stronger risk-adjusted returns while creating meaningful value for society.
ESG
Environmental
Supporting the Sustainability of the Housing Stock
We promote energy efficiency and contribute to the long-term sustainability of the Dutch housing stock.
Focus Areas
✓ Energy label improvement
✓ CO₂ emissions reduction
✓ Climate risk analysis
✓ Energy transition
Social
An Accessible Housing Market
We contribute to a competitive mortgage market that enables a broad range of households to maintain access to residential financing.
Focus Areas
✓ Affordability
✓ Inclusivity
✓ Responsible product management
✓ Consumer interests
Governance
Transparent and Well-Controlled
Strong governance is the foundation of our services for institutional investors.
Focus Areas
✓ Compliance
✓ Risk management
✓ Transparency
✓ Data-driven decision-making
Environmental
Accelerating the sustainability of the Dutch housing stock
We believe a sustainable housing market should be accessible to all homeowners. Improving the energy performance of the Dutch housing stock requires a broad and inclusive approach that supports households regardless of property type or energy label.
By encouraging energy-efficiency improvements and sustainable housing solutions, we contribute to lower energy consumption, reduced carbon emissions, and more comfortable homes for current and future generations.
Our focus
- Encouraging energy-efficiency improvements in residential properties.
- Integrating ESG considerations into investment mandates.
- Monitoring sustainability characteristics across mortgage portfolios.
- Supporting investors in achieving their sustainability objectives.
- Actively monitoring regulatory developments and market trends related to ESG and climate risk.
Social
An accessible and healthy housing market
The Dutch housing market faces significant societal challenges. It is DMPM's responsibility to contribute to a well-functioning mortgage market that remains accessible to a broad range of consumers.
We strive to balance the interests of investors and homeowners. It is important to us that mortgage products meet the needs of households across different life stages and income groups.
How we create impact
- Providing access to mortgage financing for diverse consumer segments.
- Contributing to a competitive and resilient mortgage market.
- Ensuring responsible product management with a strong focus on customer interests.
- Promoting transparent collaboration with advisers, servicers, and investors.
- Supporting solutions that help keep the housing market accessible for first-time buyers and existing homeowners seeking to move.
Our vision
We believe that sustainability is not only about energy performance, but also about social inclusion and affordability. A future-proof housing market is one in which every home and every homeowner counts.
Governance
Transparent, controlled and reliable
Strong governance is the foundation of our organisation. As part of the Blauwtrust Group, DMPM operates within an integrated platform where key elements of the mortgage value chain are managed in-house. This enables us to consistently maintain high standards of quality, compliance, and risk management.
Our governance principles
- Transparent reporting and real-time insights for investors.
- A strong focus on compliance and risk management.
- Continuous monitoring of portfolio performance and risk exposures.
- ISAE 3402-audited processes.
- High standards of information security and operational control.
- Active engagement with investors, market participants, and policymakers.
By combining data, expertise, and market knowledge, we support investors in making informed decisions and effectively managing both financial and non-financial risks.
ESG Reporting & Transparency
Transparency is a key element of our ESG approach. Through our annual ESG Report, we provide investors with detailed insights into the sustainability characteristics of our mortgage portfolios, ESG integration processes, governance framework, and progress against our sustainability objectives.
Download the ESG Report 2025
