Market-driven product management
As the product manager, our main focus is to ensure that our mortgage products are market-driven. This means meeting the funding requirements of our investors while offering a product that meets consumers’ needs. Throughout the product development and management process, we take great care to comply with all relevant laws and regulations. We are also responsible for implementing the periodic Product Approval and Review Process (PARP).
Balancing investor and consumer interests
We maintain a healthy balance between investor and consumer interests through effective cooperation and coordination between our product managers and portfolio managers. DMPM’s product managers are experts in the mortgage market and constantly analyse market developments. When they identify market opportunities or changing consumer needs, they propose appropriate product changes. These proposals are carefully assessed by the portfolio managers and, if they are in the investor's best interest, they are presented for their approval. This ensures a healthy balance between consumer and investor interests and ensures a good product-market fit for our mortgage labels.
